RealSpiroRealSpiro
ReportsFeaturesCoverageLearningPlans
Start for $1 Money-back guarantee · cancel before day 7 Money-back guarantee: cancel before day 7 and get your $1 back.

The open dossier

Every property has a paper trail.

Owners, deeds, mortgages and lot records in one report. Available records vary by address and county.

3 free lookups, no card. NYC: owner, value, years owned and last sale. New Jersey: owner, years owned and last sale.

New York City and New Jersey. Record depth varies by county.

Explore the sample
Records and sources

You also get sales history, value and flood zone. Comps, violations, permits and zoning are New York City only. New Jersey mortgages and sales show where the county clerk’s index is online. Share the report or save it as a PDF.

  • ACRIS
  • NYC DOF
  • MapPLUTO
  • DOB, HPD, ECB
  • FEMA
  • County clerks
  • NJ tax records
  • NYS tax parcels
  • County assessors
98 Beach StStaten Island, NY 10304
Sample report · Oct 2, 2026RealSpiro

Owner & property

In verified counties: the owner of record from the deed and tax roll, and the building: type, size, lot and its value on the tax roll.

98 Beach St

Staten Island, NY 10304

Owner
98 Beach LLC
Built
2017
Units
4 (2 homes)
Floors
3
Building area
3,498 sq ft
Lot
4,100 sq ft (32.8 × 125 ft)
City market value, FY27
$722,000

Entity owner · on title since Jan 2014 · 12 years

Sources: Richmond County Clerk · NYC DOF · MapPLUTOReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Sales & mortgages

In New York City; in New Jersey where the county clerk’s index is online: recorded deeds, mortgages, satisfactions and liens on one timeline, with the loans that still look open.

  1. Nov 2016
    Mortgage: National Bank of New York CityOpen
    $1,191,000
  2. Nov 2016
    Mortgage: National Bank of New York CityLikely consolidated into the open 2016 loan (inferred from later loans)
    $952,000
  3. Jan 2014
    Mortgage: J. SmithLikely consolidated into the open 2016 loan (inferred from later loans)
    $239,000
  4. Jan 2014
    Transferred: M. Rivera to 98 Beach LLCThe current owner took title
  5. Aug 2010
    LienReleased Feb 25, 2014
  6. Apr 1987
    Transferred: The City of New York to M. Rivera
    $3,100

14 recorded documents on file

Private people’s names changed for privacy.

Source: Richmond County ClerkReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Equity & value

In New York City: an estimated value from nearby sales, set against recorded mortgages. An estimate, not an appraisal. In other verified counties: the value on the tax roll.

$869,855

$784K to $956K · From 31 comparable sales · about $249/sq ft

Open mortgages (face value)
$1,191,000
City market value, FY27
$722,000

No equity figure. Open mortgages on the record ($1,191,000 at face value) exceed the value shown ($869,855), so equity can’t be stated from the record.

Sources: RealSpiro valuation engine · DOF rolling sales · NYC DOFReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Violations

In New York City: HPD, DOB and ECB violations for the lot, open and closed, with dates.

No open violations

HPD 0 · DOB 0 · ECB 0

1 closed HPD record, Apr 2021

Sources: HPD · DOB · ECB / OATHReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Permits

In New York City: building permits and job filings, with dates and status.

10 permits

6 job filings with DOB

Major alteration · Plumbing
Oct 2017
Alteration · Equipment work · Sprinklers
Feb 2016
Major alteration · Plumbing
Dec 2015
Source: DOBReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Zoning & FAR

In New York City: the zoning district and overlays, floor area built against what the lot allows, and what is left on paper.

R3-2 / C1-2

Built 0.85 · Allowed (res.) 0.75

Built FAR counts every floor, commercial space included. The allowance shown is for residential floor area only.

Source: MapPLUTOReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Comps

In New York City: the nearby sales behind the value estimate, with dates and sizes.

31 nearby sales behind the estimate (32 considered)

334 Van Duzer Street
2,793 sq ft · Jul 2026
555 Van Duzer Street
2,611 sq ft · Jun 2026
580 Bay Street
2,976 sq ft · May 2026
57 Broad Street
2,480 sq ft · Apr 2026
330 Van Duzer Street
2,012 sq ft · May 2026

5 of the 31 sales shown.

Sources: DOF rolling sales · RealSpiro valuation engineReport date: Oct 2, 2026
Sample report · Oct 2, 2026RealSpiro

Flood

Where FEMA has mapped it: the FEMA flood zone for the parcel and whether a federally backed mortgage needs flood insurance.

FEMA flood zone X

Area of minimal flood hazard

Outside FEMA’s high-risk flood area: no federal flood-insurance requirement.

Download this report as PDF
Source: FEMA NFHLReport date: Oct 2, 2026
Next

Recorded deeds, mortgages, satisfactions and liens on one timeline, with the loans that still look open.

  • Jan 2014The current owner took title
  • Nov 2016Mortgage recorded

A history in records

Recorded milestones and building details from the sample.

Spiro’s summary for 98 Beach St

Every report includes Spiro’s summary of what matters before you call. This one is from the 98 Beach St report.

  • 98 Beach LLC has owned this mixed-use building, retail with 2 apartments (built 2017) since Jan 31, 2014 (12 years).
  • Spiro estimates it at $869,855 ($784K to $956K) from 31 comparable sales.
  • One mortgage is open, the latest $1,191,000 from National Bank of New York City in 2016.
  • Open mortgages on the record ($1,191,000 at face value) exceed the value shown ($869,855), so equity can’t be stated from the record.
  • 30 charge rows are on record for this parcel, but the newest of them is from the 2026-06-07 DOF extract and this report cannot confirm that is DOF's current statement, so no payment verdict is derived from them and no balance on this container is presented as owed. $14,772 of those charges came due around or after the extract and the snapshot cannot confirm whether they were paid. Verify with NYC DOF.
  • No risk flags were identified in the returned records; source coverage may be incomplete.

Ask Spiro a follow-up about any address once you’re in.

Deepest in New York and New Jersey.

We checked owner and value by running reports in each county below, last on July 10, 2026. New York City reports carry every chapter. FEMA flood zones wherever FEMA has mapped the parcel.

New York · 9 verified

  • BrooklynKings County
  • Queens
  • ManhattanNew York County
  • Suffolk
  • Bronx
  • Westchester
  • Erie
  • Staten IslandRichmond County
  • Onondaga

We haven’t checked the other 53 New York counties yet.

New Jersey · 8 verified

  • Bergen
  • Essex
  • Middlesex
  • Hudson
  • Monmouth
  • Union
  • Passaic
  • Morris

We haven’t checked the other 13 New Jersey counties yet.

We’ve also checked 111 counties in 23 other states. Everywhere else, a report may be missing the owner or value.

Check your county on the coverage map →

Where the records come from

The lookups you would run across city, county, state and federal sites, on one page.

  • ACRISdeeds · mortgages
  • NYC DOFtax roll · sales
  • MapPLUTOzoning · FAR
  • DOB, HPD, ECBpermits · violations
  • FEMAflood zones
  • County clerksStaten Island + some NJ deeds
  • NJ tax recordsowner · assessment
  • NYS tax parcelsowner · assessment outside NYC
  • County assessorsowner · value in other verified counties

Send it to a client as a PDF.

Every report downloads as a PDF with its sources named. Read the full 12-page 98 Beach St report before you sign up.

Download the sample PDF
98 Beach St
Built2017
Units4 (2 homes)
Floors3
Sales & mortgages
Nov 2016Mortgage: National Bank of New York City$1,191,000
Nov 2016Mortgage: National Bank of New York City$952,000
Jan 2014Mortgage: J. Smith$239,000
Zoning & flood
ZoningR3-2 / C1-2
Built FAR0.85
Residential FAR0.75
FEMA zoneX

Agents from these brokerages have signed up for RealSpiro

Compass logo
Coldwell Banker logo
Robert DeFalco Realty logo
Door to Door Realty logo
RHAMCO logo

Reports come with every plan.

Each plan includes a set number of reports, and the count resets every month.

Best place to start

Starter

Solo & part-time agents

$1first 7 days

Then $99/month · Cancel before day 7 and get your $1 back

100 reports a month

  • 100 reports a month, about 99¢ each
  • 300 lead credits a month for owner phones and emails
  • Core CRM + communications
  • Find Prospects + Watchtower
  • CMA + standard AI
Start for $1 Money-back guarantee · cancel before day 7 Money-back guarantee: cancel before day 7 and get your $1 back.

Pro

Full-time producers

$149/mo

One user · Cancel anytime

200 reports a month

  • 200 reports a month, about 75¢ each
  • 600 lead credits a month for owner phones and emails
  • Everything in Starter
  • Advanced AI + deal risk
  • Higher monthly usage limits
Choose Pro

Pro+

Teams & brokerages

$499/mo

3 seats included · $74.25/additional seat

300 reports a month, shared

  • 300 reports a month shared by the team, 100 more per added seat
  • 300 lead credits per seat a month for owner phones and emails
  • Branding, routing + permissions
  • Team controls
Choose Pro+
Secure checkoutstripeNo setup feesCancel anytime

Compare all plans

Before you look up an address.

Can I try it before I pay?
Yes. Search a New York City or New Jersey address at the top of this page: you get 3 free lookups, with no account and no card. In New York City each one shows the owner, value, years owned and last sale. In New Jersey it shows the owner, years owned and last sale. The owner shows where the record names one. The full report starts at $1 for 7 days. Cancel before day 7 and get your $1 back.
Where does the data come from?
Public records. In New York City: ACRIS deeds and mortgages, the DOF tax roll and rolling sales, MapPLUTO zoning, DOB permits, HPD and ECB violations, and the Richmond County Clerk for Staten Island deeds. Elsewhere in New York: the state’s public tax-parcel roll for owner and assessment. In New Jersey: state tax records and county clerks. In the other counties we’ve checked: the county assessor’s roll for owner and value. FEMA flood maps where FEMA has mapped the area. Every chapter of a report names its sources.
What happens when a record is missing?
The report says what it could not find and why, and leaves the line out. Anything it infers, like a loan folded into a later one, is marked as inferred. Above, the equity line explains why equity can’t be stated for this building.
Is the owner’s phone number in the report?
No. The report names the owner of record. Phone numbers and emails come from contact lookups, which draw on your monthly lead credits: 300 on Starter, 600 on Pro, 300 per seat on Pro+.
How many reports do I get?
Starter includes 100 a month, Pro 200, and Pro+ 300 a month shared across its 3 seats, plus 100 for each added seat. Each report counts once against that monthly number.
Does it work outside New York and New Jersey?
Yes, in 111 counties in 23 other states we’ve checked. In counties we haven’t checked, a report may be missing the owner or value. Look up your county on the coverage map first.

Look up an address.

Your first 3 lookups are free. No card needed.

Then start for $1 with a money-back guarantee: cancel before day 7 and get your $1 back.
$1first 7 daysthen$99/moStart
Money-back guarantee · cancel before day 7 Money-back guarantee: cancel before day 7 and get your $1 back.
RealSpiroRealSpiro

Property records and CRM for real estate teams: owners, deeds, equity, permits and outreach.

Download on the App Store
(646) 759-3065info@realspiro.com

RealSpiro LLC © 2026

Product

  • Property Data
  • Coverage
  • Features
  • Pricing

Company

  • About
  • Support
  • Contact

Resources

  • Learning Center
  • Mortgage Calculator

Legal

  • Privacy Policy
  • Terms
  • SMS Opt-In
Product
  • Property Data
  • Coverage
  • Features
  • Pricing
Company
  • About
  • Support
  • Contact
Resources
  • Learning Center
  • Mortgage Calculator
Legal
  • Privacy Policy
  • Terms
  • SMS Opt-In
RealSpiro LLC © 2026Built for real estate teams
realspiro