You also get sales history, value and flood zone. Comps, violations, permits and zoning are New York City only. New Jersey mortgages and sales show where the county clerk’s index is online. Share the report or save it as a PDF.
ACRIS
NYC DOF
MapPLUTO
DOB, HPD, ECB
FEMA
County clerks
NJ tax records
NYS tax parcels
County assessors
98 Beach StStaten Island, NY 10304
Sample report · Oct 2, 2026RealSpiro
Owner & property
In verified counties: the owner of record from the deed and tax roll, and the building: type, size, lot and its value on the tax roll.
98 Beach St
Staten Island, NY 10304
Owner
98 Beach LLC
Built
2017
Units
4 (2 homes)
Floors
3
Building area
3,498 sq ft
Lot
4,100 sq ft (32.8 × 125 ft)
City market value, FY27
$722,000
Entity owner · on title since Jan 2014 · 12 years
Sample report · Oct 2, 2026RealSpiro
Sales & mortgages
In New York City; in New Jersey where the county clerk’s index is online: recorded deeds, mortgages, satisfactions and liens on one timeline, with the loans that still look open.
Nov 2016
Mortgage: National Bank of New York CityOpen
$1,191,000
Nov 2016
Mortgage: National Bank of New York CityLikely consolidated into the open 2016 loan (inferred from later loans)
$952,000
Jan 2014
Mortgage: J. SmithLikely consolidated into the open 2016 loan (inferred from later loans)
$239,000
Jan 2014
Transferred: M. Rivera to 98 Beach LLCThe current owner took title
Aug 2010
LienReleased Feb 25, 2014
Apr 1987
Transferred: The City of New York to M. Rivera
$3,100
14 recorded documents on file
Private people’s names changed for privacy.
Sample report · Oct 2, 2026RealSpiro
Equity & value
In New York City: an estimated value from nearby sales, set against recorded mortgages. An estimate, not an appraisal. In other verified counties: the value on the tax roll.
$869,855
$784K to $956K · From 31 comparable sales · about $249/sq ft
Open mortgages (face value)
$1,191,000
City market value, FY27
$722,000
No equity figure. Open mortgages on the record ($1,191,000 at face value) exceed the value shown ($869,855), so equity can’t be stated from the record.
Sample report · Oct 2, 2026RealSpiro
Violations
In New York City: HPD, DOB and ECB violations for the lot, open and closed, with dates.
No open violations
HPD 0 · DOB 0 · ECB 0
1 closed HPD record, Apr 2021
Sample report · Oct 2, 2026RealSpiro
Permits
In New York City: building permits and job filings, with dates and status.
10 permits
6 job filings with DOB
Major alteration · Plumbing
Oct 2017
Alteration · Equipment work · Sprinklers
Feb 2016
Major alteration · Plumbing
Dec 2015
Sample report · Oct 2, 2026RealSpiro
Zoning & FAR
In New York City: the zoning district and overlays, floor area built against what the lot allows, and what is left on paper.
R3-2 / C1-2
Built 0.85 · Allowed (res.) 0.75
Built FAR counts every floor, commercial space included. The allowance shown is for residential floor area only.
Sample report · Oct 2, 2026RealSpiro
Comps
In New York City: the nearby sales behind the value estimate, with dates and sizes.
31 nearby sales behind the estimate (32 considered)
334 Van Duzer Street
2,793 sq ft · Jul 2026
555 Van Duzer Street
2,611 sq ft · Jun 2026
580 Bay Street
2,976 sq ft · May 2026
57 Broad Street
2,480 sq ft · Apr 2026
330 Van Duzer Street
2,012 sq ft · May 2026
5 of the 31 sales shown.
Sample report · Oct 2, 2026RealSpiro
Flood
Where FEMA has mapped it: the FEMA flood zone for the parcel and whether a federally backed mortgage needs flood insurance.
FEMA flood zone X
Area of minimal flood hazard
Outside FEMA’s high-risk flood area: no federal flood-insurance requirement.
Recorded milestones and building details from the sample.
Spiro’s summary for 98 Beach St
Every report includes Spiro’s summary of what matters before you call. This one is from the 98 Beach St report.
98 Beach LLC has owned this mixed-use building, retail with 2 apartments (built 2017) since Jan 31, 2014 (12 years).
Spiro estimates it at $869,855 ($784K to $956K) from 31 comparable sales.
One mortgage is open, the latest $1,191,000 from National Bank of New York City in 2016.
Open mortgages on the record ($1,191,000 at face value) exceed the value shown ($869,855), so equity can’t be stated from the record.
30 charge rows are on record for this parcel, but the newest of them is from the 2026-06-07 DOF extract and this report cannot confirm that is DOF's current statement, so no payment verdict is derived from them and no balance on this container is presented as owed. $14,772 of those charges came due around or after the extract and the snapshot cannot confirm whether they were paid. Verify with NYC DOF.
No risk flags were identified in the returned records; source coverage may be incomplete.
Ask Spiro a follow-up about any address once you’re in.
Deepest in New York and New Jersey.
We checked owner and value by running reports in each county below, last on July 10, 2026. New York City reports carry every chapter. FEMA flood zones wherever FEMA has mapped the parcel.
New York · 9 verified
BrooklynKings County
Queens
ManhattanNew York County
Suffolk
Bronx
Westchester
Erie
Staten IslandRichmond County
Onondaga
We haven’t checked the other 53 New York counties yet.
New Jersey · 8 verified
Bergen
Essex
Middlesex
Hudson
Monmouth
Union
Passaic
Morris
We haven’t checked the other 13 New Jersey counties yet.
We’ve also checked 111 counties in 23 other states. Everywhere else, a report may be missing the owner or value.
Yes. Search a New York City or New Jersey address at the top of this page: you get 3 free lookups, with no account and no card. In New York City each one shows the owner, value, years owned and last sale. In New Jersey it shows the owner, years owned and last sale. The owner shows where the record names one. The full report starts at $1 for 7 days. Cancel before day 7 and get your $1 back.
Where does the data come from?
Public records. In New York City: ACRIS deeds and mortgages, the DOF tax roll and rolling sales, MapPLUTO zoning, DOB permits, HPD and ECB violations, and the Richmond County Clerk for Staten Island deeds. Elsewhere in New York: the state’s public tax-parcel roll for owner and assessment. In New Jersey: state tax records and county clerks. In the other counties we’ve checked: the county assessor’s roll for owner and value. FEMA flood maps where FEMA has mapped the area. Every chapter of a report names its sources.
What happens when a record is missing?
The report says what it could not find and why, and leaves the line out. Anything it infers, like a loan folded into a later one, is marked as inferred. Above, the equity line explains why equity can’t be stated for this building.
Is the owner’s phone number in the report?
No. The report names the owner of record. Phone numbers and emails come from contact lookups, which draw on your monthly lead credits: 300 on Starter, 600 on Pro, 300 per seat on Pro+.
How many reports do I get?
Starter includes 100 a month, Pro 200, and Pro+ 300 a month shared across its 3 seats, plus 100 for each added seat. Each report counts once against that monthly number.
Does it work outside New York and New Jersey?
Yes, in 111 counties in 23 other states we’ve checked. In counties we haven’t checked, a report may be missing the owner or value. Look up your county on the coverage map first.
Look up an address.
Your first 3 lookups are free. No card needed.
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